INCLUSIÓN FINANCIERA EN MUJERES: BARRERAS, ESTRATEGIAS Y AVANCES EN EL ACCESO A SERVICIOS FINANCIEROS CON ENFOQUE DE GÉNERO
DOI:
https://doi.org/10.24265/Palabras clave:
empoderamiento económico, finanzas, género, inclusión financiera, tecnologías financierasResumen
La inclusión financiera se define como el acceso efectivo y el uso responsable de productos y servicios financieros que ayudan a individuos y empresas a satisfacer necesidades básicas y fortalecer su bienestar económico. Este concepto ha cobrado relevancia global por su relación con la reducción de la pobreza y la promoción de la igualdad de género, aunque persisten brechas significativas que restringen la participación plena de las mujeres. Estas desigualdades reflejan patrones históricos de exclusión que condicionan el desarrollo social y económico de comunidades. Este estudio tuvo como objetivo identificar factores, estrategias, tecnologías y marcos normativos que inciden en la inclusión financiera femenina mediante una revisión sistemática de literatura reciente. Para ello, se aplicó la metodología PRISMA 2020, que establece un proceso ordenado y riguroso para asegurar transparencia y solidez en la síntesis de la evidencia. La reflexión derivada permite reconocer que la inclusión financiera es un proceso dinámico que demanda enfoques integrales, coordinación entre actores e intervención sensible a los contextos locales. Consolidar avances sostenibles requiere revisar modelos tradicionales e invertir en capacidades que promuevan la autonomía económica de las mujeres.
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Derechos de autor 2025 Mauricio Bouroncle Velásquez, Ada Gallegos, Carlos Flores Goycochea, Jackeline Valencia, Paula Andrea Rodríguez-Correa
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